VA Loans

A VA Loan is designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders such as First Priority Home Loans and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for this loan program than a conventional loans. We have been closing loans for a long time and are here to serve those who have served. We promise to make the process seamless and stress-free.

What are VA Loans
VA Loans began in the early 1940’s and it was designed to help service members purchase a home with zero down payment. The VA loan is offered to active duty, reservists, and to those who have served and meet the VA required time frames. VA loans are guaranteed by the Veterans Affairs and the loans are extended by banks and private lenders.

What Properties are Eligible for a VA Loans?

VA Loans are a great loan program offered to our military heroes which allows Veterans access to purchase the following properties with zero down payment at great rates;

Single family residences
Condominiums
Manufactured homes
Town homes
Multi-family 1-4 unit properties
Foreclosed or short sale properties
The importance of teaming up with the right professionals who have experience in working with Veterans, is a crucial decision. I have specialized in working with Veterans and their families all over California for the past 17+ years.

Too many times we’ve come across buyers who have been unsuccessful in obtaining an accepted offer in months or years. With our experience we’re not only able to provide great rates and service but, we also offer assistance in getting offers accepted. In addition, we work with a team of VA exclusive Realtors whom are seasoned professionals that we’d be glad to refer.

Advantages of a VA Loans

100% Financing
No Monthly Mortgage Insurance
FICO Scores down to 580
Low Interest Rates
No Pre-payment Penalty
Low Closing Costs
Less Than Perfect Credit Welcome
Loans Up To $2,000,000

Contact a VA loan specialist such as Andre Enriques Mortgage Banker – VA loan expert www.andreenriques.com or a member of our First Priority Home Loans team. We are here to serve those who have served.